Did you know that — if you’re able, you can work and still receive Social Security Disability Income? I was diagnosed with Fibromyalgia and Chronic Fatigue in 1996 and was no longer able to work ANY job by 1999. In fact, I’ve had a full time “care giver” since then. However, my social security income is not enough to pay for the “non-traditional” treatments that I need — like weekly myofacial massage to keep me more mobile, or my in home care giver, or house keeeper etc… . These things are not a “luxury” for me, they’re a necessity to live as “normal” a life as possible. I got involved with several network marketing companies over the years because of the “residual income & time leveraging” promise. You keep building your business and your income keeps growing, month after month and after a period of time your income keeps growing even if you’re not working — more on that later. Many people are “afraid” of losing their benefits if they work. First of all, you can earn an EXTRA $719 a month without it affecting your disability income or medicare benefits at all — ever. If you’re ambitious and want to make more than $719 a month, your “9 month trial work period” does not start until AFTER you have NET income over your current social security income of at least $720.00 after business and disability expenses (see first link for chart). You still receive your current Social Security income during this time. In addition, you can make as much as possible during the first 9 month “trial” period, then up to $1000 a month before losing income benefits & your medicare will continue for longer than that. If your “extra income” drops below the $1000 a month, call Social Security back & they will reinstate your original benefits. With the residual income & time leveraging, by the time you’ve made a minimum $720 a month for 9 months after expenses (again you can make an unlimited amount during this “9 month trial work” phase), your income should be growing fast enough that it’s more than your social security disability benefits if you’re with the right company. Would more money be helpful to you and your family?
Check out all the Social Security details at:
I tried working with a network marketing company years ago & I called Social Security to let them know. The lady ( I don’t remember her name) told me not to worry about it until after I made the limit in one month — then call her back. At that point it was under $700, but I never made it. She must have been familiar with the pay structure of 98% of the network marketing (also known as MLM) companies out there who don’t pay the new people very well! I recently got involved with another network marketing company that has a much better & immediate compensation plan and I have called Social Security, they’re are sending me a letter that I “notified” them, but my “9 month trial period” won’t start until I’ve made $720 over all of my business and disability costs — like my business phone, new computer, internet service for my business computer, costs for assistance because I can’t get around on my own, wheel chair batteries or repair, ink for my printer etc… . Remember — this “earned income” is in ADDITION TO your current social security disability check. I’m only working a few hours a day, an hour here and there as I’m able, but because network marketing uses “teamwork”, I don’t have to do everything myself, and my income is growing monthly because of the “residual income and leveraging” aspects of network marketing.
This Network Marketing company is perfect for me because my teammates have been flexible in working with me, I can work pretty much when I’m able rather than having “set hours” that I have to work — regardless of how I feel. I am getting out around healthy people more which is both rewarding & challenging. I do about 90% of my work from home on the phone or internet. However, it’s nice to get out into the “real world” occasionally, even though most of them have no clue about fibromyalgia and chronic fatigue and how activities that they take for granted are difficult or painful for me. It’s a growing process for us all. Maybe by me getting out in public, more people will realize that there are different degrees of FMS/CFS, some of which are totally disabling. As for me, even though I still need a lot of assistance ( wheel chair or zero gravity chair to sit in, a driver etc…) I’m growing in confidence, making new friends, and rebuilding my financial well-being at the same time.
Another thing I like about network marketing is that I’m my own boss. I had a REALLY BAD day yesterday because of my fibromyalgia and chronic fatigue and I didn’t have to “call in sick” & take any slack from a supervisor. I just stayed in bed most of the day and took care of myself — no guilt trip, no threat of losing my “job” or not qualifying for a raise because of taking too many sick days! It’s great. Now, if I want to make a significant amount of money, I do have to work — but it’s on my terms and when I’m physically and mentally able — not according to a time clock. There’s really no other kind of “job” that I’m physically or mentally capable of doing at this time.
So, can you earn money while receiving Social Security Disability Income? Absolutely! Is network marketing right for you? Do you know which network marketing company will be the best “fit” for you? I don’t know, but feel free to give me a call and I’ll be happy to discuss it with you and find out if it’s right for you! And you can rest assured that I will NOT try to talk you into doing anything that isn’t a “good fit” for you. If what I’m doing isn’t “right” for YOU, that’s OK, at the very least, you can make a friend that you didn’t have before! And feel free to connect with me on facebook, www.facebook.com send a friend request to Karla Long Setchel — it’s another great place to grow friendships and establish contact with the outside world! Be sure to let me know that I invited you to be my facebook friend from my blog.
Here’s to Feelin g Better!
Join me on facebook – www.facebook.com/KarlaSetchel
540 366-6134 P.S There are 2 short video links at the top of my blog that may interest you. One is with Roddy Kibler & the other is with Bo Short. Feel free to take a look at them .